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2026 Plan Year

Allegiance PPO $1500

An in-network-only PPO plan with lower copays and a $1,500 deductible. No out-of-network coverage.

Plan details

HSA Eligible

No

FSA Eligible

Yes

Family Deductible

$4,500

Premium

Amounts are taken directly from your paycheck.

Semimonthly
Plan
Allegiance PPO $1500
Employee Only
$135.35
Employee Spouse
$315.00
Employee Children
$262.21
Family
$480.00

Deductible & Out-of-Pocket

Feature
Individual Deductible
In Network
$1,500
Feature
Family Deductible
In Network
$4,500
Feature
Coinsurance (Member Pays)
In Network
20%
Feature
Individual Out-of-Pocket Max
In Network
$9,000
Feature
Family Out-of-Pocket Max
In Network
$18,000

Medical Services

Feature
Preventive Care
In Network
Covered 100%
Feature
Primary Care Visit
In Network
$30 copay
Feature
Specialist Visit
In Network
$60 copay
Feature
Virtual Visit MDLive
In Network
100%, deductible waived
Feature
Telemedicine Other Primary Care Or Specialty
In Network
100% after PCP $10 or $20 SPC, deductible waived
Feature
Telemedicine Other Mental Health Or Substance Use
In Network
100% after $10 copay, deductible waived
Feature
Urgent Care
In Network
$75 copay
Feature
Emergency Room
In Network
20% coinsurance after deductible (waived if admitted)
Feature
Inpatient Hospital
In Network
20% after deductible
Feature
Outpatient Services Hospital Based
In Network
20% after deductible
Feature
Outpatient Services Free Standing Facility
In Network
$150 + 20% after deductible
Feature
Advanced Imaging
In Network
20% after deductible

Pharmacy Benefits

Tier
Preferred Generic
Cost
$5 copay
Tier
Preferred Brand
Cost
$45 copay
Tier
Non Preferred
Cost
$90 copay
Tier
Specialty
Cost
25% coinsurance, up to $450 per Rx

Plan Notes

  • IMPORTANT: This plan DOES NOT include Out-of-Network (OON) benefits. If you receive care from out-of-network providers, you are responsible for the full cost.
  • MDLive virtual visit details: www.mdlive.com/allegiance or (877) 753-7992

Plan Contact

Allegiance Member Services (Cigna Network)