FSA & HSA
Save money on healthcare and dependent care expenses with tax-advantaged spending and savings accounts.
Your account options
Choose an account type to view eligibility, limits, and rules.
Administrator
Allegiance AdvantageWebsite
Enrollment Platform
PaylocityAvailable With
Allegiance HDHP $3500 only
Employer Contribution (Semi-Monthly)
| Coverage Tier | Amount |
|---|---|
| Employee Only | $28.50 semi-monthly ($684 annually) |
| Employee + Dependent | $56.50 semi-monthly ($1,356 annually) |
2026 IRS Contribution Limits
| Category | Limit |
|---|---|
| Individual | $4,400 (2026) |
| Family | $8,750 (2026) |
| Catch Up Age 55 Plus | $1,000 additional |
Key details
HSA balances roll over year to year: not subject to use-it-or-lose-it rule
Account is portable: stays with you if you change jobs or retire
Triple tax advantage: pre-tax contributions, tax-free growth, tax-free withdrawals for qualified expenses
Employer contributions count toward the annual IRS maximum
You will receive 2 HSA debit cards in a plain white envelope
To request reimbursement: log in to www.askallegiance.com and click 'Reimburse Myself'
Certain states (e.g. Alabama, California, New Jersey) do not treat HSA contributions as tax-free: consult a tax advisor
HSA eligibility:
- must be enrolled in HDHP
- cannot be claimed as dependent by another
- no other non-HDHP medical coverage
- not enrolled in full Healthcare FSA (employee or spouse)
- no 2025 FSA balance on 12/31/2025
- not receiving VA benefits
- not enrolled in Medicare
Account Contacts
Allegiance Cigna (HSA & FSA)